What is Sun MaxiLink 100?
Sun MaxiLink 100 is an affordable investment-linked life insurance plan that enables you to build an education fund for your child’s future. Alongside the lifetime insurance protection it provides, Sun MaxiLink 100 offers investment options that will allow your money to grow over time. This will help meet your child’s school expenses and secure your family’s future no matter what happens.
What are the benefits of Sun MaxiLink 100?
Lifetime Insurance Coverage
Secure your loved one’s future with guaranteed life insurance protection until age 100. This benefit is equivalent to at least twice your Face Amount, which goes to your family in the event of untimely demise. The amount can be used to help your family in their daily expenses and to ensure that they can still fulfill the dreams you have planned together.
You may also add supplemental benefits or riders to provide additional protection for contingencies such as accidents, disability and illnesses.
Suitable investment options
Maximize your money’s worth by choosing among the investment fund options that best suit your risk appetite and financial objectives.
Professional fund management
Take advantage of Sun Life’s professional fund managers’ investment experience and expertise.
Funds for future needs
Build funds for your child’s education, a comfortable retirement, or an important life milestone. In case of an emergency, money comes in handy via a partial fund withdrawal.
Manageable premium payments
Make payment more convenient depending on your goals. You may choose to pay your premiums annually, semi-annually or quarterly on a regular basis. You may also opt to increase your fund’s value anytime through top-ups or excess payments on top of your regular premium.
Sun MaxiLink 100 Advantages?
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Why Sun Maxilink 100 is for you?
Nowadays, you have several options when it comes to life insurance protection. Which can be a good thing because you can have something more tailored fit to your financial needs. Or a bad thing because you will be overloaded with terms, thus making you indecisive.
To help you decide, I listed 5 reasons why Sun Maxilink 100 is suitable for you. So here it is:
1. Higher Insurance Coverage
You will get insurance coverage of equal to 200% of your face amount from this plan. Thus, giving you more insurance coverage versus other plans with the same premium.
2. Cheapest VUL Plan
It is a regular pay VUL plan, which makes it cheaper compared to a 10-pay plan. It was made possible because charges are spread throughout your lifetime.
3. Regular Pay Until 100
If paying until age 100 doesn’t bother you, then you may consider this plan. Well, not really until 100, but simply put it as pay until you’re able because time will come that you can no longer work. By that time, the fund will be sufficient to take care of the charges.
4. Insurance Over Investment
This is something you may consider if you’re more after the life insurance coverage than the investment. But this is a VUL plan, so you will still have something you can look forward to using maybe as a retirement fund.
5. Premium Holiday Option
You can make this plan to be paid in 10 years through the premium holiday option. One advantage of this over Sun Maxilink Prime is that you can instantly see how well your investment will grow through the years if you stopped paying the plan. Oh yes, you may also opt to pay for it for 5 years, 6 years, 7 years, and so on.
How Much is Sun Maxilink 100?
Now, you may be liking this plan already and would want to know if it’ll fit your budget. That’s why I created a table below for Php 1Million coverage of Sun Maxilink 100. So, for example, you are 37 years old, female, and non-smoker, then your annual premium is between Php23,870 to Php24, 405. Yes, it’s not exact, but you know it’s just enough to give you an idea.
But if you are really interested to know the exact figures, then you request a quotation by clicking [HERE].
Eligibility: 18-70 years old
Minimum Insurance Coverage: Php 700,000
Mode of Payment: Yearly | Semi-Annually | Quarterly
The table above is created for non-smokers and to those who are willing to pay until age 100. But then again, if you want 10 years to pay Sun Maxilink 100, then the premiums will definitely change just like the sample proposal I created below.
Sun Maxilink 100 Sample Proposal
I will be sharing a sample quotation to help you understand the benefits you can receive if you availed of the plan. So here is a sample proposal for 10 years to pay Sun Maxilink 100:
Annual Premium: Php 48,000
Semi-annual: Php 24,000
Quarterly: Php 12,000
Monthly: Php 4,000
Daily: Php 133 (just the price of a fast-food meal)
Conclusion and Recomendation
The importance of Sun Maxilink 100 is suitable in this age bracket – sample only.
For more details and quotation, click this link Quotation Request
Sun Maxilink 100 that indicated above are subject to the specific guidelines set by Sun Life Financial Adviser and the actual provisions of the insurance policy contract.
Request for Sun Maxilink 100 Proposal!
Protect the future of your family by getting a VUL plan NOW! Request for a FREE quotation or which can be done online.